How does Finance for Expats guide newcomers through their first months in Germany?

Short answer: We guide newcomers through their first months in Germany by setting up bank accounts, insurance, taxes and housing finances in clear English while handling the German paperwork for you.

On-arrival roadmap. We start with a free call to map the next 90 days: Anmeldung, bank account, health insurance and—if needed—schooling or partner visas. You receive a personalised checklist plus links to our download center for step-by-step guides.

Banking & everyday contracts. Within the first week we open an English-friendly current account and, when useful, switch your existing account or set up direct debits for rent, electricity and internet.

Mandatory health insurance. Newcomers often struggle to understand statutory versus private cover. We run a quick eligibility check via our online tool, explain premiums in English and submit the German application on your behalf.

Tax & payslip setup. Your employer link-up is next: we help request your tax ID, review first payslips for accuracy and prepare you for your first German tax return through our tax team.

Long-term planning. Once the basics are done, we move on to credit building, mortgage readiness and property search. Our advisers liaise with lenders that accept non-EU applicants and schedule a mortgage pre-check so you know your budget early.

Throughout the process you always talk to the same multilingual adviser, receive bilingual copies of every contract, and can message us in English, German, Hindi, Punjabi, Kannada or Spanish via our secure client portal.

Key take-aways:

• Clear 90-day plan covering Anmeldung, banking, insurance and taxes.
• All forms translated; we submit them to German authorities for you.
• Same adviser follows you from arrival to mortgage pre-approval.