Keys in Hand: Financing Your German Home with Confidence

In collaboration with Vanakkam Germany, this session is crafted for internationally minded professionals—first-time buyers and investors—seeking a clear, step-by-step path to financing a home in Germany with confidence.

Ready to put down roots? We’ll demystify how banks assess eligibility, including typical affordability guidelines, the down payment and equity requirements, and the ancillary purchase costs you need to plan for. You’ll also gain clarity on the most common mortgage types—fixed-rate annuity loans, full-repayment structures, and Bauspar combinations—so you can choose what truly fits your goals.

From financing confirmation to notary and payout, we’ll walk through the entire process and explain the exact documents lenders expect. We’ll also unpack the key factors shaping interest rates, helping you understand why offers vary and how to position yourself for stronger terms.

What You Will Learn

• How banks evaluate expat borrowers—and what improves your chances of approval

• Which mortgage types exist in Germany and how to choose the right one

• How much equity, down payment, and purchase costs you realistically need

• The full financing journey: from pre-approval to notary, payout, and beyond

Why join us? Finance for Expats specializes in guiding expats through the complete financing journey—from affordability assessment to bank selection and negotiation—bringing deep expertise and an English-first advisory approach. You’ll leave with practical checklists, realistic expectations, and the confidence to move forward on your German home.