Loans
Bausparvertrag Demystified: Smart Safety Net or Sales Trap?
Jun 11, 2026
19:00
Finance for Expats GmbH
In collaboration with Vanakkam Germany, join Ajay, who will strip away the marketing to show you the actual math behind the Bausparvertrag.
Target Audience: Anyone who has been offered a Bauspar by their bank and wants a neutral, expert opinion before signing.
Key Takeaways:
- How the system works: The saving phase vs. the loan phase.
- Guaranteed low rates: Is the "insurance" against rising rates worth the high fees?
- Specific use cases: When a Bauspar is a brilliant strategic move for an expat.
- The "Opportunity Cost": What happens if you invest that money elsewhere?
Reasons to Join: This is one of the most misunderstood financial products in Germany. Get the clarity you need to decide if this classic tool should be part of your modern financial plan.
Host: Ajay Dhingra (home owner, investor, author)